15 1/2 ounces navy beans (canned) -- drained and rinsed

15 1/2 ounces red kidney beans (canned) -- drained and rinsed

15 ounces black beans (canned) -- drained and rinsed

14 1/2 ounces stewed tomatoes -- undrained

1 1/4 cups chicken broth

1 cup cooked ham -- diced

1 medium onion -- chopped

1 clove garlic -- minced

1 teaspoon chili powder

1/4 teaspoon pepper

In large saucepan, combine all ingredients; mix well. Bring to a boil over med ium heat.

Cook 15 to 20 minutes or until onion is tender and soup is slightly thickened, stirring occasionally.